Business Line of Credit
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How a Business Line of Credit Can Help You
Applying for a business line of credit can let you focus on what is best for your business and growth, without worrying about day to day cashflow to do it. At Loanezi, most of our applicants get a response within 4 hours, and available funds within 24 hours, helping you move fast.
A business line of credit gives you re-payment flexibility and requires no upfront security, like vehicles, properties or other assets. Plus, as you pay down your total, you can re-use your credit to further invest in your business. We just make it simpler to find the right terms for you.
Business Line of Credit
Get ongoing access to funds up to $150K and only pay interest on the funds you use.
You pay a very small account keeping fee to have the facility in place, and then it is like a safety net for you to access if and when your business needs it.
A line of credit is ideal for managing cashflow and unexecpected expenses.
The minimum requirement is 6 months trading and $6K per month monthly turnover.
Service Benefits
Flexible Financing
Business lines of credit offer flexible access to funds, allowing businesses to borrow what they need, when they need it, up to a pre-approved limit.
Cash Flow Management
Lines of credit help businesses manage cash flow by providing access to funds to cover short-term expenses, pay suppliers or seize growth opportunities.
Interest Savings
You only pay interest on the amount borrowed, potentially saving money compared to a traditional term loan where interest accrues on the full amount.
Emergency Funding
Lines of credit provide a safety net for emergencies or unexpected expenses, ensuring you can continue operating smoothly.
Working Capital
Lines of credit can be used to finance working capital needs, such as inventory purchases, payroll or overhead expenses during slow periods.
Business Growth
Access to a line of credit can fuel business growth by providing the necessary funds to invest in marketing, equipment or expansion.
We know business credit lines...
Why use Loanezi to apply for your business line of credit? Our goal is to give you more options, regardless of your situation, giving you more freedom to do what you need with the right flexible business financing.
4500
Businesses funded
Australian businesses love Loanezi because it’s quick, easy and saves you countless time researching and finding the right line of credit.
50+
Total lenders
We’ve built relationships with more than 80 business lenders to be able to find you the right solution to solve your financing woes.
100+
Total products
With access to more than 900 business financing options, we can find the most beneficial cashflow solution for your operations.
8yrs
In Business
Loanezi has been helping Australian businesses for more than 8 years, giving us extensive insight into loan policies and getting you approved.
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What our clients say
Don’t take our word for it. This is what our clients have to say…
“Through my role as a Business Technology Advisor for Telstra, I have had the privilege of working with the Loanezi team for many years. Their support, expertise and professionalism is second to none. I would highly recommend them to anyone. Special thanks to Renee and Brianna”
Melissa Ifould
Google Reviews
“Worked with Rene and Bri over years, They are an amzing supporter for Partners when it comes to finance and building Stretegies,both are creative and inspring to the team to have spirit up specially diring this most chllanging Enviorment. Love your work Girls. Keep Rocking..!”
Thaker Hetu
Google Reviews
“One of the best finance Company which we recommend to our clients, Very professional, helpful staff and customer oriented staff. And the process is straight forward and transparent without ant surprises with all the clauses Cleary explained.”
