Unsecured Small Business Loan
our awards & certifications
What is a Business Loan?
Reasons to Consider a Business Loan.
Running a business involves substantial financial outlay and tremendous effort. Planning for the future is crucial—whether it’s hiring new staff, buying advanced equipment, or expanding your operations, these costs accumulate quickly.
In such scenarios, having various financial solutions is essential, and this is where securing a business loan can be beneficial. However, knowing whether you’re securing the most advantageous terms is key. Shopping around is useful, but as a busy entrepreneur, you likely don’t have time to spend comparing different business loan offers.
Do you need security to get access to a business loan?
Unsecured loans are the ideal solutions for businesses with little-to-no collateral. It gives you a little more flexibility with your loan options.
Why Opt for Loanezi
Loanezi simplifies your search for the right loan. Just enter your details and let our AI do the work, turning what used to be hours of research into mere seconds of processing!
With the ability to compare transparently, you can assess the advantages and disadvantages tailored to your unique circumstances. This comparison process helps ensure that you select the optimal business loan to meet your needs.
The typical minimum requirement for a business is as follows
We are typically able to get you access to up to $150K without any security. The typical minimum requirement for equipment finance is as follows:
- 6 months trading
- $6K per month turnover (turn over, not profit) And the director needs to be a permanent resident or Australian citizen.
Service Benefits
No Collateral Required
Unsecured loans do not require you to pledge assets, making them accessible to businesses without valuable collateral.
Flexible Use of Funds
You can use the loan for various business purposes, such as purchasing inventory, expanding operations, working capital and even ATO debt
Quick Approval
Unsecured loans often have faster approval times, giving you access to funds faster — often within less than 24 hours.
Builds Credit History
Timely repayment of an unsecured loan can help build your business credit history, which is crucial for future financing.
Suitable for Startups
6 months trading, $6K per month turnover (turn over, not profit) and the director needs be a permanent resident or Australian citizen.
More flexibility
Flexible terms from 3 months to 3 years. Funds can be used for any worthwhile business purpose.
We know business lending
Having difficulty securing a loan without collateral or due to a bad credit rating? With more than 8 years in business, and access to 80+ lenders and 900+ products, we can help you get across the line.
4500
Businesses funded
We’ve proudly helped more than 4,500 businesses get access to the funds they need, when they need them most.
50+
Total lenders
Every lender is different, and our diverse options gives us more options to help you find business financing that works for you.
100+
Total products
With access to more than 900 business finance options, we can get you the most flexible, fair terms for you situation and needs.
8yrs
In Business
Our 8 years in business has meant we’ve seen it all, delivering the same high-quality service whether you need $5,000 or $500,000.
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What our clients say
Don’t take our word for it. This is what our clients have to say…
“Through my role as a Business Technology Advisor for Telstra, I have had the privilege of working with the Loanezi team for many years. Their support, expertise and professionalism is second to none. I would highly recommend them to anyone. Special thanks to Renee and Brianna”
Melissa Ifould
Google Reviews
“Worked with Rene and Bri over years, They are an amzing supporter for Partners when it comes to finance and building Stretegies,both are creative and inspring to the team to have spirit up specially diring this most chllanging Enviorment. Love your work Girls. Keep Rocking..!”
Thaker Hetu
Google Reviews
“One of the best finance Company which we recommend to our clients, Very professional, helpful staff and customer oriented staff. And the process is straight forward and transparent without ant surprises with all the clauses Cleary explained.”
